Company Profile
Generalfinance S.p.A. specializes in providing factoring services to small and medium-sized companies in financial difficulty. The group offers customized financing solutions to meet the needs of companies operating in the manufacturing (30.6% of revenues), wholesale business (10.9%), construction (10.4%) and transportation (3,8%) sectors. Net sales break down by activity as follows:
- factoring services with recourse (79.1%);
- factoring services without recourse (20.9%).
At the end of 2024, Generalfinance S.p.A. managed EUR 614.9 million of outstanding loans.
- factoring services with recourse (79.1%);
- factoring services without recourse (20.9%).
At the end of 2024, Generalfinance S.p.A. managed EUR 614.9 million of outstanding loans.
Source: Cofisem - Last Update: 2026-03-02
Key Executives
| Chief Executive Officer | |
| Chief Financial Officer | |
| Head of Investor Relations | |
| Chief Operating Officer | |
| Information Systems Director | |
| Chief Market Officer | |
| Chief Commercial Officer | |
| Chief Lending Officer | |
| Chief Human Resources Officer | |
| Corporate and Legal Affairs Director |
Source: Cofisem - Last Update: 2026-03-02
Key Figures
| Millenium | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Net banking income | 63,886 | 47,652 | 36,199 | 29,658 | 23,707.4 |
| General operating costs | 20,359 | 16,264 | 12,852 | 13,044 | 8,672.51 |
| Gross Operating Income | 43,527 | 31,388 | 23,347 | 15,540 | 14,090.21 |
| Cost of risk | 32 | -222 | 1,346 | 24 | 214.23 |
| Operating profit | 43,495 | 31,610 | 22,001 | 15,516 | 13,875.98 |
| Equity-accounted companies contribution to income | -17 | -69 | |||
| Current profit before tax | 43,478 | 31,541 | 22,001 | 16,470 | 13,926.1 |
| Net income | 28,756 | 21,099 | 15,067 | 10,885 | 9,453.36 |
| Net income (Group share) | 28,756 | 21,099 | 15,067 | 10,885 | 9,453.36 |
| Fiscal year end | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Length of fiscal year (month) | 12 | 12 | 12 | 12 | 12 |
| Currency & Unit | EUR - thousands | EUR - thousands | EUR - thousands | EUR - thousands | EUR - thousands |
| Account Standards | IFRS | IFRS | IFRS | IFRS | IFRS |
Source: Cofisem - Last Update: 2026-03-02
Shareholder information
| GGH - Gruppo General Holding S.r.l. | |
| Free float | |
| Investment Club S.r.l. | |
| BFF Bank S.p.A. | |
| First4Progress S.p.A. | |
| Banca Del Ceresio SA |
Source: Cofisem - Last Update: 2026-03-02
Address
Generalfinance S.p.A.
Via Giorgio Stephenson 43A
IT-20157 Milano
Italy
Phone number: +39 02 87158048
Fax: +39 015 8484399
https://www.generalfinance.it/
Source: Cofisem - Last Update: 2026-03-02
Contact
Ugo Colombo
Phone number: +390158484396
InvestorRelator@Generalfinance.it
Phone number: +390158484396
InvestorRelator@Generalfinance.it
Source: Generalfinance S.p.A. - Last Update: 2026-03-02
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