Company Profile
Banca Sistema S.p.A. is a banking group organized around 2 areas of activity:
- factoring services (86.4% of income) for institutional, government and private clients;
- banking (13.6%): primarily sales of banking products, standard and specialized banking services (including unsecured loans and asset-backed loans) for individuals and small and medium-size enterprises (SMEs).
At the end of 2024, Banca Sistema S.p.A. managed EUR 3.8 billion of current deposits and EUR 2.8 billion of current loans.
- factoring services (86.4% of income) for institutional, government and private clients;
- banking (13.6%): primarily sales of banking products, standard and specialized banking services (including unsecured loans and asset-backed loans) for individuals and small and medium-size enterprises (SMEs).
At the end of 2024, Banca Sistema S.p.A. managed EUR 3.8 billion of current deposits and EUR 2.8 billion of current loans.
Source: Cofisem - Last Update: 2025-05-21
Key Executives
| Chief Executive Officer | |
| Chief Financial Officer | |
| Head of Investor Relations |
Source: Cofisem - Last Update: 2025-05-21
Key Figures
| Millenium | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Net banking income | 121,231 | 103,531 | 105,928 | 107,954 | 91,055 |
| General operating costs | 74,665 | 70,081 | 59,762 | 61,164 | 50,806 |
| Gross Operating Income | 46,566 | 33,450 | 46,166 | 46,790 | 38,293 |
| Cost of risk | 4,659 | 7,746 | 12,963 | 12,333 | 2,520 |
| Operating profit | 41,907 | 25,704 | 33,203 | 34,457 | 35,773 |
| Equity-accounted companies contribution to income | -11 | 25 | -31 | 2 | |
| Current profit before tax | 41,896 | 25,729 | 33,172 | 34,459 | 36,863 |
| Net income | 26,522 | 17,227 | 22,490 | 23,523 | 25,669 |
| Net income (Group share) | 25,199 | 16,506 | 22,034 | 23,251 | 26,153 |
| Fiscal year end | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
| Length of fiscal year (month) | 12 | 12 | 12 | 12 | 12 |
| Currency & Unit | EUR - thousands | EUR - thousands | EUR - thousands | EUR - thousands | EUR - thousands |
| Account Standards | IFRS | IFRS | IFRS | IFRS | IFRS |
Source: Cofisem - Last Update: 2025-05-21
Shareholder information
| Free float | |
| SGBS S.r.l. | |
| Chandler SARL | |
| Fondazione Cassa di Risparmio di Alessandria | |
| Fondazione Sicilia | |
| Fondazione Cassa di Risparmio di Cuneo | |
| Garbifin S.r.l. | |
| Treasury shares |
Source: Cofisem - Last Update: 2025-05-21
Address
Banca Sistema S.p.A.
Largo Augusto 1/A, ang. Via Verziere 13
IT-20122 Milano
Italy
Phone number: +39 (0)2 802801
Fax: +39 (0)2 72093979
https://bancasistema.it/results
Source: Cofisem - Last Update: 2025-05-21
Contact
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