Company Profile
Credito Emiliano S.p.A. is a banking group organized mainly around three areas of activity:
- retail banking: sales of standard and specialized banking products and services (leasing, factoring, etc.);
- investment and finance banking;
- banking insurance.
At the end of 2024, the group had EUR 41.5 billion in current deposits and EUR 43.7 billion in current loans.
Products and services are marketed through a network of 410 branches located in Italy.
- retail banking: sales of standard and specialized banking products and services (leasing, factoring, etc.);
- investment and finance banking;
- banking insurance.
At the end of 2024, the group had EUR 41.5 billion in current deposits and EUR 43.7 billion in current loans.
Products and services are marketed through a network of 410 branches located in Italy.
Source: Cofisem - Last Update: 2026-02-17
Key Executives
| Chief Executive Officer | |
| Deputy General Manager | |
| Chief Financial Officer | |
| Head of Investor Relations |
Source: Cofisem - Last Update: 2026-02-17
Key Figures
| Millenium | 2025 | 2024 | 2023 | 2022 | 2021 |
|---|---|---|---|---|---|
| Net banking income | 2,013,488 | 1,985,176 | 1,885,736 | 1,574,346 | 1,280,383 |
| General operating costs | 797,161 | 1,014,220 | 969,373 | 1,049,541 | 817,532 |
| Gross Operating Income | 1,216,327 | 970,956 | 916,363 | 524,805 | 462,851 |
| Cost of risk | 14,203 | 67,512 | 96,160 | 70,004 | 13,021 |
| Operating profit | 1,202,124 | 903,444 | 820,203 | 454,801 | 449,830 |
| Equity-accounted companies contribution to income | 7,094 | 7,636 | 4,968 | 6,967 | 6,337 |
| Current profit before tax | 868,648 | 911,094 | 825,140 | 475,189 | 466,181 |
| Net income | 621,466 | 620,052 | 562,118 | 326,135 | 352,593 |
| Net income (Group share) | 621,466 | 620,052 | 562,118 | 326,119 | 352,427 |
| Fiscal year end | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Length of fiscal year (month) | 12 | 12 | 12 | 12 | 12 |
| Currency & Unit | EUR - thousands | EUR - thousands | EUR - thousands | EUR - thousands | EUR - thousands |
| Account Standards | IFRS | IFRS | IFRS | IFRS | IFRS |
Source: Cofisem - Last Update: 2026-02-17
Shareholder information
| Credito Emiliano Holding S.p.A. | |
| Other shareholders |
Source: Cofisem - Last Update: 2026-02-17
Address
Credito Emiliano S.p.A.
Via Emilia San Pietro 4
IT-42100 Reggio nell'Emilia
Italy
Phone number: +39 0522 582111
Fax: +39 0522 433969
https://www.credem.it/
Source: Cofisem - Last Update: 2026-02-17
Contact
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