Company Profile
Société Générale is one of the largest French banking groups. Net interest income breaks down by activity as follows:
- financing and investment banking (37.2%): specialized financing (for acquisitions, projects, etc.), activity on the stock, interest rate, currency exchange, and raw material markets, brokerage operations, merger-acquisition consulting, commercial banking activities, etc.;
- retail banking in France (31.8%; SG). The group also develops asset management and private banking activities (EUR 154 billion in assets under management in 2024), and provides insurance services, online banking and online brokerage services (Boursorama Banque) as well as an economic and financial information Website (boursorama.com);
- provision of specialized financial and insurance services (15.8%): consumer loan, leasing, management of car fleets, professional equipment financing and insurance;
- international retail banking (15.2%).
At the end of 2024, Société Générale managed EUR 525 billion in current deposits and EUR 454.6 billion in current credits.
Net interest income is distributed geographically as follows: France (41.5%), Europe (36%), Americas (9.4%), Africa (7.5%) and Asia and Oceania (5.6%).
- financing and investment banking (37.2%): specialized financing (for acquisitions, projects, etc.), activity on the stock, interest rate, currency exchange, and raw material markets, brokerage operations, merger-acquisition consulting, commercial banking activities, etc.;
- retail banking in France (31.8%; SG). The group also develops asset management and private banking activities (EUR 154 billion in assets under management in 2024), and provides insurance services, online banking and online brokerage services (Boursorama Banque) as well as an economic and financial information Website (boursorama.com);
- provision of specialized financial and insurance services (15.8%): consumer loan, leasing, management of car fleets, professional equipment financing and insurance;
- international retail banking (15.2%).
At the end of 2024, Société Générale managed EUR 525 billion in current deposits and EUR 454.6 billion in current credits.
Net interest income is distributed geographically as follows: France (41.5%), Europe (36%), Americas (9.4%), Africa (7.5%) and Asia and Oceania (5.6%).
Source: Cofisem - Last Update: 2025-10-02
Key Executives
| Chief Executive Officer | |
| Deputy CEO | |
| Deputy General Manager | |
| Deputy General Manager | |
| Chief Financial Officer | |
| Chief Operating Officer | |
| Head of Financial Communication & Investor Relations | |
| Chief Human Resources Officer | |
| Chief Risk Officer | |
| Chief Communication Officer | |
| Chief Compliance Officer |
Source: Cofisem - Last Update: 2025-10-02
Key Figures
| Millenium | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Net banking income | 26,788 | 25,104 | 27,155 | 25,798 | 22,113 |
| General operating costs | 18,472 | 18,524 | 17,994 | 17,590 | 15,110 |
| Gross Operating Income | 8,316 | 6,580 | 9,161 | 8,208 | 5,399 |
| Cost of risk | 1,530 | 1,025 | 1,647 | 700 | 3,306 |
| Operating profit | 6,786 | 5,555 | 7,514 | 7,508 | 2,093 |
| Equity-accounted companies contribution to income | 21 | 24 | 15 | 6 | 3 |
| Current profit before tax | 6,730 | 5,128 | 4,239 | 8,035 | 1,400 |
| Net income | 5,129 | 3,449 | 2,756 | 6,338 | 196 |
| Net income (Group share) | 4,200 | 2,493 | 1,825 | 5,641 | -258 |
| Fiscal year end | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
| Length of fiscal year (month) | 12 | 12 | 12 | 12 | 12 |
| Currency & Unit | EUR - millions | EUR - millions | EUR - millions | EUR - millions | EUR - millions |
| Account Standards | IFRS | IFRS | IFRS | IFRS | IFRS |
Source: Cofisem - Last Update: 2025-10-02
Shareholder information
| Free float | |
| Employees | |
| BlackRock, Inc. | |
| Amundi | |
| The Capital Group Companies, Inc. | |
| Caisse des Dépôts et Consignations (CDC) | |
| BNPP AM | |
| Treasury shares |
Source: Cofisem - Last Update: 2025-10-02
Address
Contact
Hans van Beeck
Phone number: 25741818
investor.relations@socgen.com
Phone number: 25741818
investor.relations@socgen.com
Source: Société Générale - Last Update: 2025-10-02
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